It’s tax season: Are you ready?

(NC) Tax season comes around every year, but it can still manage to catch many of us by surprise. In fact, according to a recent survey, less than a third of Canadians feel confident in knowing when to contribute to a Registered Retirement Savings Plan (RRSP) versus a Tax-free savings account (TFSA). Fortunately, there are some steps you can take to feel more prepared.

“It’s no secret that people are feeling the impact of the current economic climate, and that’s why it’s more important than ever to seek trusted advice,” explains Pat Giles, vice president of saving and investing at TD. “Having the right financial support can make a significant difference when it comes to planning for both short-and long-term financial goals.”

Speaking with a personal banker or financial advisor can help you understand the different savings options available, and their benefits come tax time. They can also develop a plan suited to your financial goals and show you how to start making smart investments.

This type of one-on-one guidance can assist those who believe they aren’t saving enough to reach their long-term financial goals, which is over half the country, according to a recent survey.

Remember, setting a financial plan doesn’t require a large amount to start; it’s about cultivating a habit of investing and sticking to it. A personal banker can help you build it based on your unique needs and how much you want to contribute. No amount is too small to start saving or investing.

Learn more about having the right financial support at td.com.